All new accounts at Palisade Greenhouse, Inc., (PGI) are considered C.O.D. until a credit application is processed and credit established with PGI. Payment on C.O.D. accounts is due at the time of delivery if paying by cash or check, or if paying by credit card, card information must be provided no later than 24 hours before the order ships. We accept the following credit cards: Mastercard, Visa, American Express and Novus/Discover. Your payment by credit card may be authorized by phone. Your card will be billed the day before your order ships. Any claims for credit will then be applied back against the same card. Failure to pay by time of delivery may result in your order being returned and a restock fee of 10% of the invoice total.

LINES OF CREDIT
Palisade Greenhouse offers a NET 30 account for qualified applicants. A Net 30 account is not like a revolving, credit card account where you may make minimum payments and extend your payments for multiple months. Our Net 30 accounts require payment be made for each invoice within 30 days of the invoice date. You will receive a monthly statement shortly after the first of each month showing any open invoices or amounts on your account. Do not pay 30 days from the statement date or some invoices will be late! Invoices paid beyond 30 days will be assessed a 1.5% per month (18% per annum) finance charge. Your monthly statement will show these charges. Payment of finance charges is strictly enforced. By signing our credit application, you agree to pay all finance charges.
To obtain a line of credit, please fill out and return by fax or mail, our CREDIT APPLICATION. (See side bar.) You will be notified when approved and of the amount of credit extended to your business. "Open" lines of credit are not available. If you exceed your line of credit, additional shipments will become C.O.D. until you have reduced your account balance to below the limit established.

CANCELLATION OF CREDIT
PGI reserves the right to revoke credit at any time, at our discretion. Grounds for revoking credit may include: returned checks, excessively late payments (over 90 days), abuse of return policy, unapproved credit card payments or failure to pay all account fees including finance charges and NSF fees.

SALES TAX POLICY
All purchases within the state of Colorado will be subject to the current state sales tax rate of 2.9%. Any point of sale transaction in Mesa County will be assessed an additional 2.0%. Goods shipped from our Palisade location to counties other than Mesa will only be assessed the state sales tax. Any additional taxes for the use or resale of goods (such as other state or county taxes) are the responsibility of the buyer.

To be exempt from sales tax, goods purchased from PGI must be for resale and customer must have a State of Colorado Sales Tax License or Exemption Certificate. PGI is required to maintain a copy of customers sales tax license on file. In addition, customer will be required to sign and return to PGI a "STATEMENT OF EXEMTION FROM SALES TAX" certificate. (See side bar for this certificate.)

RETURNED CHECK POLICY
Any check returned for non-sufficient funds will be assessed a minimum $30.00 fee for our efforts in recovery. Customer will be notified immediately of any returned check and will be expected to make immediate restitution, including NSF fee. Failure to make full restitution WILL result in closure of your PGI account and possible legal action.